Storm over Coogee Bay, Australia, 2001 In life, it feels like there are rare moments of true clarity. You know, those moments when you can suddenly see things, and people, for what, and who, they are. This happened recently, during this past winter. It was as if the clouds over my mind and heart started lifting and moving

Home ownership is so many things, all at once. It's blissful contentment, knowing you have something of your own--a piece of the world. A real life piece of land that you can stand on and stomp around on. It's a stressful weight, knowing that you have this huge debt, with big repercussions if something bad happens and you